Protect your most important asset

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Whole life insurance is a type of permanent life insurance that provides lifelong coverage as long as premiums are paid. Unlike a term life policy, which covers a specific period, whole life insurance also includes a savings component called "cash value".  

Juvenile whole life insurance is a permanent life insurance policy purchased by a parent or grandparent for a minor, typically between the ages of 0 and 17. These policies offer lifelong coverage and build cash value over time, providing benefits for the child's future.  

Term life insurance is a type of life insurance that provides coverage for a specific period of time, known as the term. It is often the most straightforward and affordable type of life insurance, designed to offer financial protection to beneficiaries if the policyholder dies during the term.  

Indexed Universal Life (IUL) insurance is a type of permanent life insurance that offers a death benefit and a cash value component that grows based on the performance of a market index, like the S&P 500. An IUL is different from directly investing in the market because your money is not directly invested in the index itself.  

An annuity is a financial product you can buy for yourself for retirement income, whereas a life insurance annuity is an option for beneficiaries to receive a life insurance death benefit as a stream of payments over time, instead of a lump sum.